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Forward Funds

Expense Ratios

Class A and C Shares

 
Shareholder Institutional A and C Shares

 
 
         
Share Class
 Ticker Inc.
Date		 Gross
Expenses		 Net
Expenses
Forward Banking & Finance
A
 HSSAX 02/18/97 1.74 1.74
Forward Banking & Finance
C
 HSSCX 07/01/00 2.39 2.39
Forward Emerging Markets
A
 FEMAX 05/01/08 2.34 1.891
Forward Growth
A
 HSPGX 10/01/92 1.36 1.36
Forward Growth
C
 HSPCX 07/01/00 2.01 2.01
Forward International Fixed Income
A
 FFXAX 10/05/07 2.00 1.341
Forward International Fixed Income
C
 FFXCX 10/05/07 2.55 1.891
Forward International Small Companies
A
 FFIAX 05/02/05 1.73 1.73
Forward Large Cap Equity
A
 FFLAX 10/31/06 2.11 1.491
Forward Legato
A
 FFLMX 04/01/05 2.16 1.841
Forward Long/Short Credit Analysis
A
 FLSDX 12/29/06 8.91 1.991
Forward Opportunities
A
 HSYTX 10/31/97 3.11 3.11
Forward Opportunities
C
 HSYCX 07/01/00 3.56 3.56
Forward Small Cap Equity
A
 FFHAX 05/02/05 1.77 1.77
Sierra Club Stock
A
 FSUSX 05/02/05 1.49 1.49
 
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1The Fund’s investment advisor has contractually agreed to waive a portion of its fees and reimburse other expenses until April 30, 2009, in amounts necessary to limit the Fund’s operating expenses (exclusive of brokerage costs, interest, taxes, dividends and extraordinary expenses) for the Class A and Class C shares to an annual rate (as a percentage of the Fund’s average daily net assets) to the amount listed.

Forward Funds are distributed by ALPS Distributors, Inc.
© 2008 Forward Management, LLC. All rights reserved.